A broad Microsoft 365 work surface with new Home, Code and Autopilot modes. The tenant integration and runtime controls are credible strengths, but access is staged and long-running agent work is metered, so HubAI withholds a score until a same-work test measures accepted output, actions, review and complete cost.
Home and Code begin in Frontier, Autopilot remains a private preview, and long-running Cowork, Code and Autopilot work uses usage-based billing beyond the seat licence.
Microsoft new Copilot launch ↗Microsoft 365 Copilot is designed for microsoft 365 organisations evaluating grounded chat, document work, internal app building and persistent agents under tenant controls. HubAI treats it as a workflow purchase rather than a novelty: the relevant question is whether it produces an acceptable result repeatedly, with controls your team can understand and a cost that remains predictable after the trial ends.
Microsoft 365 organisations evaluating grounded chat, document work, internal app building and persistent agents under tenant controls
approved research, writing and analysis delivered with fewer hand-offs and corrections
Home and Code are staged through Frontier and Autopilot remains a private preview
Test the same document, research, writing and reasoning work across two assistants.
Bring one representative input
Run the same job three times
Measure accepted output and cost
Review Microsoft Graph scopes, file and meeting permissions, plugin access, retention, audit, administrator controls and the audience for every generated or agent-created output. A tenant-hosted identity does not make an over-permissioned workflow safe.
Home and Code are entering the Frontier programme first; Autopilot is a private preview. Microsoft Managed Runtime is in preview for tenant-hosted agents. The suite has no single public API or model identifier, and feature availability depends on plan, tenant enrolment and rollout state.
Microsoft 365 Copilot · Word, Excel and PowerPoint · Outlook and Teams · Microsoft Graph · Power Platform and Dynamics · Plugins · Managed Runtime
Vendor facts and HubAI opinion are separated. Sponsored placement cannot buy a higher score.
One compact record for price, access, data handling, deployment and the test that must pass before adoption.
Review Microsoft Graph scopes, file and meeting permissions, plugin access, retention, audit, administrator controls and the audience for every generated or agent-created output. A tenant-hosted identity does not make an over-permissioned workflow safe.
Home and Code are entering the Frontier programme first; Autopilot is a private preview. Microsoft Managed Runtime is in preview for tenant-hosted agents. The suite has no single public API or model identifier, and feature availability depends on plan, tenant enrolment and rollout state.
Microsoft 365 Copilot · Word, Excel and PowerPoint · Outlook and Teams · Microsoft Graph · Power Platform and Dynamics · Plugins · Managed Runtime
Pilot one reversible workflow with a least-privilege identity. Record accessed sources, proposed and completed actions, human approvals, unsupported output, tool failures, audit events, review minutes and the combined seat, usage-credit and implementation cost.
HubAI will publish a score only after the same representative tasks have been run against current alternatives. Vendor benchmarks are not treated as an editorial rating.
The subscription price is only the starting point. HubAI evaluates usage limits, failed attempts and the work needed to produce one usable result. Pricing changes frequently, so the structure and verification date matter more than a headline price.
Pricing checked for editorial use on 26 September 2026. Confirm live price, VAT, region, usage rights and cancellation terms with the vendor before purchase.
Model your own usage. HubAI separates subscription cost from retries and human review—without pretending a headline plan price tells the whole story.
Test this job with your own inputs and judge the finished result—not the first draft.
Test this job with your own inputs and judge the finished result—not the first draft.
Test this job with your own inputs and judge the finished result—not the first draft.
Act as a specialist in general ai. Ask me three questions before creating the first draft. The outcome I need is: [describe outcome].Create two approaches for [task]. Use this audience: [audience]. Respect these constraints: [constraints]. Explain the trade-off between the two approaches.Review this output against accuracy, tone, privacy, cost and usability. List the changes required before a person should approve it.Do not place confidential, personal or rights-restricted material into Microsoft 365 Copilot until your organisation has reviewed its current terms, retention settings and account controls. AI output can be plausible and still wrong; regulated, financial, legal and employment decisions require qualified human review.
This is HubAI's editorial record, not the vendor's product changelog or a live uptime claim.
Use-case routes, relevant comparisons and alternatives connected to the product profile.
Entry price structure, free or trial route and buyer limitations checked for editorial use.
Verdict, best fit, strengths, limitations, prompts and governance questions structured.
Scores are editorial signals, not a universal winner. Choose around the exact job and run the same proof test.
| Product | HubAI score | Best for | Price structure | Access | Decision |
|---|---|---|---|---|---|
| Microsoft 365 Copilot CURRENT | Test pending | Microsoft 365 organisations evaluating grounded chat, document work, internal app building and persistent agents under tenant controls | UK enterprise £23.10/user/month paid yearly excluding VAT, plus a qualifying Microsoft 365 plan; Business £16.10, promotional £13.80 through 31 December 2026; Cowork, Code and Autopilot use usage-based billing | Frontier preview requires an eligible subscription and opt-in; business access also requires organisation enrolment. Autopilot is a private preview. | Current profile |
| ChatGPT | 9.5/10 | Everyday work, research, writing, coding and multimodal assistants | Free; Plus and Team plans | Free tier | Compare → |
| Claude | Test pending | Long documents, careful reasoning, supervised coding projects and permission-aware Slack channel collaboration | Free Claude tier; the Small Business plugin requires a paid plan. Pro is listed at $20 monthly or $17 per month billed annually, and Max starts at $100 monthly. Claude Tag is a Team/Enterprise Slack beta; its personal connector feature is rolling out on Team first with Enterprise to follow. No standalone connector price was announced. Confirm signed-in UK billing, usage and connected-app costs. | Free Claude access is not a trial of the Small Business plugin, Claude Code Projects or the Team-only initial personal-connector rollout | Compare → |
| Gemini | Test pending | Google-native productivity, research and multimodal workflows | Free Gemini tier; paid Google AI features depend on the account and plan. Confirm the signed-in UK price and limits; no separate universal Windows price verified. | Free tier is not an all-features trial; premium feature access and offers vary by account, age and region | Compare → |
Microsoft 365 Copilot is best suited to microsoft 365 organisations evaluating grounded chat, document work, internal app building and persistent agents under tenant controls. HubAI's current verdict is: A broad Microsoft 365 work surface with new Home, Code and Autopilot modes. The tenant integration and runtime controls are credible strengths, but access is staged and long-running agent work is metered, so HubAI withholds a score until a same-work test measures accepted output, actions, review and complete cost.
Frontier preview requires an eligible subscription and opt-in; business access also requires organisation enrolment. Autopilot is a private preview.. Check the official product page before buying because allowances, regions and eligibility can change.
UK enterprise £23.10/user/month paid yearly excluding VAT, plus a qualifying Microsoft 365 plan; Business £16.10, promotional £13.80 through 31 December 2026; Cowork, Code and Autopilot use usage-based billing. The useful comparison is total cost per accepted result, including retries, limits and human correction—not the advertised entry price alone.
Compare products in the same General AI shelf against one identical task, acceptance rule and cost window. Focus on approved research, writing and analysis delivered with fewer hand-offs and corrections.
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